Loans

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Loans

Agriculture Loan

1 DAIRY PROMOTION : To promote rural dairy entrepreneurs who are basically farmers, we have various schemes like our bank's own Dairy development Scheme,
Security : No collateral security Upto Rs. 1.60 Lac finance. For financing more than Rs. 1.60 Lacs, we just require Simple mortgage of Agriculture Land
2 TRACTOR AND OTHER AGRICULTURE IMPLEMNETS : You want to purchase tractor, harvester, rotavator or any other agriculture implement, come to our nearest branch to your residence. Easy finance with the simplest of terms and conditions.
Security : Simply against the simple mortgage of agriculture land. No Collateral Security upto Rs.1.60 Lacs.
Repayment : To facilitate you, we provide repayment schedules as long as 9 years subject to type of vehicle.
3 FISHERIES : Welcome the blue revolution. Enjoy finance on easy terms. We also provide finance for the Fisheries schemes with subsidy, sponsored by National Fishery Development Board (N.F.D.B.)
4 KISAN CREDIT CARD( Smart Card cum Debit Card) : As per guidelines of GOI, we issue Smart Card cum Debit Card to our farmers enjoying Kisan Credit Card facility. Limit is issued as per NABARD guidelines , with a provision of 10% annual increase for 5 years. It comprises of production credit loan as well as term loan for catering various types needs of farmers. Visit our nearest branch to your residence for detailed information.
(1.50% Interest subvention & 3% Additional Incentive for Prompt Recovery is presently admissible for crop loans upto Rs.3.00 lacs extended to farmers @7% p.a.) subject to continuation by GOI.)
5 POULTRY DEVELOPMENT : They say, SUNDAY HO YA MONDAY ROJ KHAO ANDE, We say : to produce them, Take finance from us any day. We have suitable schemes for financing to Broiler as well Layers to promote the entrepreneurs in this sector.
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